We live in an era where both digitisation and digitalisation are at their peak. So much so that India has already recorded about
71 billion digital transactions to date, recording a CAGR 45.7% CAGR growth. Furthermore, UPI, credit/debit cards, wallets, and Buy Now, Pay Later, have become the go-to payment options today.
Amidst such rising use of digital modes of payments by the masses, eCommerce brands are under immense pressure to offer these diverse payment options on their websites to mitigate conversion loss. And to facilitate that, they also need to apply for necessary compliances and certifications to ensure safe and secure online transactions.
Introducing GoKwik’s RTO-based Payment Stack. A unique payment solution that extends beyond cash and credit cards, and enables businesses to collect payments from customers via a payment mode of their choice. Being RTO-backed, the payment stack analyses a customer’s payment history and shows those payment options that they’re most likely to consider to make a purchase. This results in nearly 5% to 6% higher prepaid conversions than competitors
In this blog, we’ll elaborate on the benefits of using GoKwik’s RTO-based Payment Stack, how it works, and how it’s different from conventional payment stacks currently available on the Indian market.
06 May 2026
07 Min Read
