5 ways To Leverage Gokwik’s Partnership With Multiple PA-PGs

In the ever-evolving world of eCommerce and digital transactions, the key to success lies in providing a seamless and secure payment experience for customers. As a leading eCommerce enablement platform, Gokwik has consistently aimed to achieve this goal and raise the bar for the industry. One significant step towards this mission is Gokwik’s strategic collaboration with multiple Payment Aggregators (PA) and Payment Gateways (PG). Its partnership not only ensures that all payment transactions come through without a hitch but also plays a vital role in reducing payment failures, a persistent challenge faced by many businesses in the digital realm.

Besides this, GoKwik has taken its Payment Stack one step beyond by offering multiple meaningful features that not only benefit the customers but the merchants as well. 

Understanding the Role of Payment Aggregators and Payment Gateways in eCommerce

Before we delve into the advantages of having multiple PA-PG partners, let’s briefly explore their individual roles in the payment ecosystem:

Payment Aggregators (PA)

Payment aggregators act as intermediaries between merchants and payment processors or banks. They streamline the onboarding process for merchants by allowing them to accept multiple payment methods through a single integration. PAs are responsible for aggregating payments from various sources and directing them to the respective payment gateways.

Payment Gateways (PG)

Payment gateways are the virtual bridges that connect merchants’ websites or applications with the payment processors. When a customer initiates a payment transaction, the payment gateway securely sends the transaction details to the processor and facilitates the authorization and authentication process. Once approved, the payment gateway relays the response back to the merchant, completing the transaction.

Gokwik’s Strategic Partnership with Multiple PA-PG Partners

Recognizing the importance of a robust payment infrastructure, Gokwik has entered into partnerships with multiple PA-PGs, expanding its reach and capabilities. This strategic decision holds several advantages for both Gokwik and its diverse range of clients. These are as follows:

1. Enhanced Payment Success Rate

The most significant advantage of having multiple PA-PG partners is the improved payment success rate. When a payment is initiated, Gokwik’s system intelligently routes the transaction through the most suitable PA-PG partner. This routing is based on factors such as 

  • Payment method
  • Geographic location
  • Historical success rates
  • Real-time performance data

As a result, the chances of payment failures due to technical glitches or regional limitations are significantly reduced.

2. Diverse Payment Options

Different customers prefer different payment methods. By collaborating with multiple Payment Aggregators, Gokwik can offer a wide array of payment options, including 

  • credit and debit cards
  • digital wallets
  • UPI
  • Pay Later options
  • EMI
  • Net banking

…and more. This variety caters to a broader audience, ultimately leading to increased customer satisfaction and retention.

3. Increased Security And Fraud Prevention

Multiple PA-PG partners bring with them a diverse set of security measures and fraud prevention protocols. Gokwik’s system leverages this advantage to implement multi-layered security checks, reducing the risk of fraudulent transactions. 

As a result, both merchants and customers can confidently engage in transactions without compromising sensitive financial information.

4. Scalability And Redundancy

Partnering with multiple PAs and PGs empowers Gokwik with a scalable infrastructure capable of handling high transaction volumes. Additionally, if one partner experiences technical issues or downtime, the system can quickly switch to an alternative partner, ensuring uninterrupted payment processing.

5. Geographical Expansion

Different Payment Aggregators may have stronger penetration in specific regions. By partnering with regionally dominant PAs, Gokwik can efficiently cater to local preferences and regulations, thus facilitating international expansion for its merchant partners.


aIn conclusion, Gokwik’s strategic partnership with multiple Payment Aggregators and Payment Gateways is a testament to their commitment to providing an unparalleled payment experience for merchants and customers alike. 

By diversifying their PA-PG partnerships, Gokwik ensures seamless payment transactions, significantly reduces payment failures, and strengthens their overall payment infrastructure. As the eCommerce landscape continues to evolve, such innovative collaborations will undoubtedly play a pivotal role in shaping the future of digital payments.

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Astha Khandelwal